Guides and checklists

Short, practical reading on the questions we are asked most. Everything here is general information, reviewed before publication. It is not financial, legal or tax advice.

Start here

• Documents to keep ready for a loan — what most lenders ask for, by loan type. → Get ready to borrow
• Missed an EMI? What happens next — the stages, the words, and what to ask for in writing. → Trouble repaying
• Five habits for a healthy credit record — pay on time, use less of your limit, apply less often, check your report yearly, dispute errors. → Credit score and report
• Saving, investing and insurance basics — three plain-language pages. → Learn the basics

Coming next

A basic document-readiness checklist for loan enquiries (English, PDF) is being added here shortly. It is a general starting list — not exhaustive and not any lender’s mandatory list. Keep your documents with you and share them directly with the lender.