Loans for your business
From a term loan for expansion to a cash-credit limit for day-to-day stock, business borrowing comes in several forms, and each is judged differently. Six pages, one per type: what it is for, what lenders check, the papers to keep ready. We explain what lenders usually ask for, and we help you get your documents in order. We do not lend, arrange loans or take commission.
Business loan
A term loan for a specific purpose: expansion, a new outlet, renovation. Repaid in EMIs over a fixed period.
MSME loan
For businesses registered as micro, small or medium enterprises. MSME registration opens some government-backed schemes.
Working capital
Money for the gap between paying suppliers and getting paid by customers. Includes a calculator to estimate the gap.
Cash Credit / Overdraft
A limit you draw on as needed and pay interest on only what you use. Renewed yearly on your accounts.
Machinery and equipment finance
To buy machines or equipment, with the asset itself as security.
Commercial vehicle finance
Trucks, buses, taxis and delivery vehicles for business use.
