Learn the basics before you choose a product

Three short pages, in plain language, on saving, investing and protecting your family. They explain how things work so you can ask better questions. They do not recommend any product; for that, speak to a provider or adviser registered for it.

Saving

Bank and company fixed deposits are not the same thing; who issues the deposit matters. Bank deposits are insured up to a limit; company deposits are not. Before you place money, ask about the rate, the tenure, what early withdrawal costs and how the interest is taxed. → Read: Savings

Investing

Return comes with risk, and time changes both. Learn what a mutual fund and an SIP are, what "diversification" means in practice, and how to check whether an adviser or distributor is registered before you act on their advice. → Read: Investments · Have a general question? Ask us

Insurance

Life, health, motor and other general insurance each cover a different risk. Learn what sum insured, premium, waiting period, exclusions and the claim process mean, and how to check that an insurer or agent is registered. → Read: Insurance

One line on what we do

We explain. We do not sell, distribute or recommend any deposit, investment or insurance product, and we take no commission. For personal advice, use a registered adviser.